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credit-scoring method

См. также в других словарях:

  • credit scoring —  Computerized method of rating a consumer’s credit worthiness based on income, past credit experience, and debt.  ► “Credit scoring attempts to quantify in a single number, the likelihood a potential borrower will repay his loan.” (Forbes, Dec.… …   American business jargon

  • Credit score — A credit score is a numerical expression based on a statistical analysis of a person s credit files, to represent the creditworthiness of that person. A credit score is primarily based on credit report information typically sourced from credit… …   Wikipedia

  • Judgmental Credit Analysis — A method of approving or denying credit based on the lender s judgment rather than on a particular credit scoring model. Judgmental credit analysis entails evaluating the borrowers application and using prior experience dealing with similar… …   Investment dictionary

  • Consumer credit risk — The following article is based on UK market, other countries may differ. Consumer Credit Risk (AKA Retail Credit Risk) is the risk of loss due to a customer s non re payment (default) on a consumer credit product, such as a mortgage, unsecured… …   Wikipedia

  • Insurance — This article is about risk management. For Insurance (blackjack), see Blackjack. For Insurance run (baseball), see Insurance run. In law and economics, insurance is a form of risk management primarily used to hedge against the risk of a… …   Wikipedia

  • Balsa wood bridge — The building of balsa wood bridges is very often used as an educational activity. It may be accompanied by a larger project involving varying areas of study. Typically classes which would include a balsa wood bridge project cover the subject… …   Wikipedia

  • Predictive analytics — encompasses a variety of techniques from statistics and data mining that analyze current and historical data to make predictions about future events. Such predictions rarely take the form of absolute statements, and are more likely to be… …   Wikipedia

  • Data Analysis Techniques for Fraud Detection — Fraud is a million dollar business and it is increasing every year. The PwC global economic crime survey of 2009 suggests that close to 30% of companies worldwide reported fallen victim to fraud in the past year[1] Fraud involves one or more… …   Wikipedia

  • Super F1 Hero — [cite web | url = http://miyabi18.hp.infoseek.co.jp/date/snes2.txt| title = Japanese title | publisher = JPSnes | date = | accessdate = 2008 04 28] is a Super Famicom Formula One arcade racing game that is exclusive to Japan. Licensing of the… …   Wikipedia

  • Sachin Tendulkar — For the actress, see Priya Tendulkar Infobox cricketer biography playername = Sachin Tendulkar image size = 300px country = India fullname = Sachin Ramesh Tendulkar nickname = Little Master, Tendlya, Master Blaster, The Great One [… …   Wikipedia

  • Effects Test — A method used in order to assess the discriminatory impact of credit policies. The statutory basis is the Equal Credit Opportunity Act which prohibits credit denials on the basis of marital status, national origin, age or whether applicants are… …   Investment dictionary

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